Frequently asked questions

Insurance underwriting is evolving rapidly in response to climate change. The Climate Risk Calculator represents a significant advancement in how insurers can assess and price climate-related risks, combining sophisticated analysis with practical usability. Below are answers to common questions about how to use the calculator, access underlying data, and integrate these insights into your re-insurance, portfolio risk and underwriting decisions.

What makes our calculator different?

We provide the industry's most comprehensive climate risk assessment by analysing four critical risk categories: physical, regulatory, transition, and stranded asset. Unlike traditional models that rely on historical data, our calculator models climate change in real time using a probabilistic model.

Used by fund managers since 2017, our data is uniquely reliable and current, with daily updates for US companies and weekly updates globally. We source information directly from company reports, government databases, and real loss data from major insurers, while also allowing companies to provide additional data directly.

This ensures you're always working with the most accurate and up-to-date information. Think of it as a complete view of climate risk, where each type of risk affects insurance differently.

The calculator integrates seamlessly with existing underwriting workflows, running sophisticated analysis in while you conduct your standard assessment. This means you get powerful climate risk insights without disrupting your current processes.

Core Concepts

What risks are affected by climate change and how?
Why incorporate climate factors in technical pricing?
How do class-specific factor factors optimise your pricing?
How can climate-adjusted premiums drive positive change?

Technical Details

How does our loss distribution curve enhance your modelling?
How do we ensure our model reflects real-world experience?
How does your Monte Carlo simulation strengthen my decisions?
How do you help me prepare for different climate scenarios?

Data Management & Quality

How do we maintain data quality you can rely on?
Which classes benefit most from the calculator?
Which classes fall outside our calculator's scope?

Seamless Access & Expert Support

How can I start using the calculator?
Who do I contact for support?
What training and support do you provide?
How frequently do you update risk factors?
How does your Monte Carlo simulation strengthen my decisions?
What is your company coverage?
How do you handle companies with limited data, like private companies?
Can the calculator integrate with my existing systems?

Portfolio Applications

How does the calculator enhance reinsurance decisions?
Can I process multiple companies simultaneously?
How can I customise the calculator for my specific needs?

Pricing & Subscription Options

How can I learn more about pricing options?